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So you've just got engaged! Congratulations!! We are sure you cannot stop showing everyone the most important piece of jewelry you'll receive in your life: your engagement ring! Your partner may have spent a pretty penny on buying you the ring of your dreams, but when you think of the symbolic and sentimental value of your ring, it really is priceless.
This is all the more reason to make sure your ring is adequately insured! Accidents happen all the time. We've heard dreaded stories of engagement rings falling down sinks; however, many seemingly innocent actions can cause damage to your ring.
In these winter months, something as simple as putting on gloves can damage your ring. Glove interiors can snag ring prongs causing diamonds and other gemstones to become loose and fall out. Also, because your fingers shrink when it’s cold, rings can slip off easily when removing gloves.
Your best bet is to make sure you have proper ring insurance! Whether through your homeowners or Jewelers Mutual's Perfect Circle® Jewelry Insurance, it’s the single best thing you can do to protect your jewelry. If you choose to go with your homeowners, many policies limit basic coverage to $1,000 and often don’t cover things like mysterious disappearance, so stay informed.
To learn more about Perfect Circle® Jewelry Insurance, how it can help you and get a free quote today.
So here's the big question, would you consider getting jewelry insurance?